Analyze your income, expenses, tax situation, assets and liabilities. Discuss options to help insure you are on a good track toward financial security
Review your existing investments, including brokerage accounts, any IRA's, Roth IRA's, Real Estate, 401(k) plans and any other money making scenario. As you approach the next stage in your life, are any changes appropriate?
If you wish a periodic review, they can be scheduled for a small fee.
Guaranteed products may be suitable for part of your savings. What types of annuities may be appropriate for your situation? Also, identify any need for life insurance. Is any particular amount and type of Life Insurance suitable for your requirements?
Also called "secondary annuities" or "structured settlements". Do you think that any of these insurance company guaranteed income streams might be useful for your situation?
Prior to 1997, I managed a $1. 67 billion annuities and pensions department at an insurance company and later served as a trust officer (helping with client investments) at a large bank. As an independent financial consultant since 1997, I've been helping small businesses and individuals safeguard assets, plan for retirement and save in taxes. When not working, I enjoy going to the beach and relaxing with our grandchildren.
We start by discussing your situation and your goals . Then we review your current assets and liabilities. I use my experience, knowledge and skill to develop a blueprint and a plan of action designed to meet your desired requirements.
I’m dedicated to helping both small companies and individuals manage assets and address certain tax issues. You have worked hard and deserve a careful and conscientious approach. I discuss financial and tax ideas with you. We can use guaranteed vehicles, as well as equities and bonds to diversify.